CJ Juhasz is the Manager in the Capital Markets Team of Women’s World Banking. She supports the CM Senior Director in initiatives contributing to WWB’s strategy to promote network members’ access to commercial sources of funding, especially local currency capital. These initiatives include advisory work on capital markets transactions and capacity building on financial risk management, business planning and projections, and performance monitoring. Together with the CM team, she helps broker network member access to commercial sources of debt and equity financing and contributes to publications for the microfinance sector.

Prior to joining WWB, CJ spent twelve years in the international financial markets, working both in London and New York. Most recently, she was a director in the financial institutions group of Deutsche Bank’s North American fixed income syndicate division, and previously she worked in the financial institutions group of Merrill Lynch’s capital markets division. She is currently a board member and treasurer of the Microfinance Club of New York. CJ holds a B.S. from the United States Military Academy and an M.B.A. from Stanford University Graduate School of Business.

Miguel Arvelo is a Senior Associate with the Capital Markets Group (CMG) of Women’s World Banking. In addition to contributing to the origination of new commercial funding and capital markets structures to increase the supply of local currency capital to WWB network members, he is in charge of financial analysis and due diligence related to securing this new capital. Additionally, Miguel assists WWB’s network members with their business planning and projections, helping to identify new investors and lenders to facilitate their growth. He is an active team member in the design and delivery of the annual Capital Markets Conference and also contributes to Financial Risk Management trainings and field visits for WWB network members and other industry players.

Prior to joining WWB, Miguel worked in Morgan Stanley’s Microfinance Institutions Group as a member of the Debt Team originating and facilitating capital markets debt transactions including collateralized loan obligations (CLOs) for MFIs. Within this team, he was responsible for credit due diligence on MFIs, assisting in pricing, and managing the legal documentation and review process for MFI term loans. He interacted with Morgan Stanley’s Securitized Products Group (SPG), Legal and Investment Management (MSIM) departments. Prior to joining the Microfinance Institutions Group, Miguel also worked with Morgan Stanley’s Risk Management Group of the Latin America Credit Team and as an Internal Auditor for the firm’s Corporate Functions Group.

Miguel holds a B.S in Finance from the School of Management at the State University of New York at Binghamton. He is Venezuelan-American and a native speaker of Spanish with basic knowledge of Portuguese and German.

Rebecca Ruf is an Associate for WWB’s Capital Markets Group(CMG). In this role she supports the CMG team with financial analysis and due diligence related to securing new capital for WWB network members’ growth. She also plays a critical role in delivering WWB’s capital markets conference, investor forum, and trainings, managing WWB’s network member capital needs and international investor surveys, and monitoring WWB network member performance.

Prior to joining WWB, she worked as an independent consultant for a start-up private equity fund analyzing potential microfinance equity investments and developing models for analyzing MFIs’ operational & financial performance. She was also a consultant in the Micro and Small Enterprises Division at the Inter-American Development Bank. Before transitioning to microfinance, Rebecca worked for seven years in international real estate investment, including as a Senior Manager for Starwood Hotels & Resorts and as a Senior Associate for HVS International. In both capacities, she performed underwriting for potential acquisitions and dispositions, equity investments, and mezzanine financing of real estate assets in Latin America, Africa, the Middle East, and Asia.

Rebecca has a Masters degree in International Development and International Economics from Johns Hopkins School of Advanced International Studies and a Bachelor of Science degree with distinction in Hotel Administration from Cornell University. She is currently Secretary and Steering Committee Member of the New York chapter of WAM International (Women Advancing Microfinance).

Rebecca is a national of both Ecuador and the United Kingdom. She speaks English and Spanish fluently, is proficient in French and Italian and understands basic Hebrew and German.